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About us.

who we are

what we do

Paul Fincap Pvt. Ltd. , a venture of Paul Group of Companies,founded in the year 2010 aims to serve the customers by providing them with fast and easy gold loan services. To facilitate the service Paul Fincap has obtained a PPI license from RBI. 

Paul Merchants Ltd, the parent group of Paul Fincap Ltd. has been serving it’s customers for the last two and a half decades through different services - Money Transfer, Foreign Exchange, Travel & Insurance and allied financial products. With its dedicated service, it has become a trusted and known brand amongst it’s customers. Benefiting over 7 lakhs satisfied customers every month, it has always been the company's endeavor to serve the needs of the customers in best way.

At Paul Fincap Pvt. Ltd, the objective of the company is to provide loan against gold to it’s customers for meeting their financial requirements which may be pertaining to business venture, medical treatment, education etc and using the value of gold for the helping the common people by aiding them with liquid funds.With Paul Fincap Ltd. gold loan services, it is easy for an individual to suffice one’s financial requirement against his/her gold as the process of availing and repaying the gold loan is easy, fast and simple. This is equally circumscribed in the Company's corporate tagline, ’Easy to avail, Easy to repay’.

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Chairman’s Message

image description “A trifle neglect may breed great mischief – for want of a nail, the shoe was lost, for want of a shoe the horse was lost, for want of a horse the rider was lost and for want of a rider the battle was lost.” This ironically summarizes the need and importance of good Corporate Governance as we cannot afford to let even a little neglect happen. My idea of Corporate Governance rides upon key principles; independence & objectivity in decision making process, transparency & disclosures, fairness & integrity, Compliance & accountability, Customer Supremacy and social responsibility. I strongly believe that a responsible business house must have a self-regulating mechanism whereby it monitors and ensures its continued support to law, ethical standards, environment protection and social welfare. Whatever we do as a business house, our activities surely leave an impact on all quarters of the Society and it becomes our sacred duty to embrace responsibility for that impact. We earn from the society and we will be failing in our duty if we don’t return our gratitude to the society.”

As a head of the Organization, I am always of this opinion that ethics and business go together. By going a yard beyond the usually accepted prudence norms, we can take a number of steps which can make the society a better living place. The history of this country is replete with instances of big business houses coming forward to assist the society in testing times. The trade & commerce going all out to surpass its commercial targets and yet keeping a Humane face, ironically differentiates our country from rest of the world.

At PML, we are always up on our heels to do our bit to combat poverty, hunger, unemployment, illiteracy, disease and environmental degradation. The Management of PML has always focused on integrating these principles into business processes. In this pursuit, we have reached out to even the remotest parts of the country where presence of a business house not only helps people with its commercial services but lends a lifeline to the society as a whole.

I look at the future and find PML steadfast on its vision to create value for all its stakeholders and to do its best in building a better society.


S. Paul
Chairman & Managing Director